2025年・2026年 所得税計算機 | カナダと米国の給与推定

Net (annual, all in)+CA$74,023.02Included refund (est.): CA$2,326.84 — modelled year-end tax is less than est. tax withheld.Employment base pay take-home (salary only)+CA$60,047.94After CPP, CPP2, EI (insurable pay), and income tax. Net (annual, all in) includes bonus, RSU, and the filing-season adjustment when modelled year-end tax differs from estimated withholding. A salary-only take-home line appears under the headline when it differs from this total.Employment income+CA$100,000.00Est. Tax withheld(CA$22,796.24)CPP + CPP2(CA$4,430.10)EI (salary + bonus)(CA$1,077.48)Regular paycheque+CA$2,309.53Bonus cheque (est.)+CA$7,001.23RSU vesting value (est.)+CA$4,647.00Tax trace (Ontario)+ increases tax payable, - reduces tax payable.Provincial basic tax(CA$6,883.40)Ontario surtax(CA$61.16)Ontario Health Premium(CA$750.00)Provincial non-refundable credits+CA$867.62Provincial BPA (or phase-out) at the lowest provincial rate, plus CPP/EI credits — compare to a full T1 or detailed calculators.Paycheque progression (salary only)CPP stops after pay 1 · EI stops after pay 22.True tax vs withheld · filing seasonTrue income tax (modelled year-end)CA$20,469.40Est. Tax withheldCA$22,796.24Likely refund +CA$2,326.84True tax is year-end liability including your payroll RRSP deduction (line 20800 style) and FHSA deduction (line 20805 style). Employer RRSP deposits are not added separately—common payroll nets the taxable benefit with an offsetting RRSP deduction on the same stub. Estimated withheld uses salary+bonus tax without those deduction effects—so RRSP/FHSA contributions are common refund drivers when withholding lags—plus the CRA bonus step-up and RSU marginal proxy. The gap is the filing-season adjustment (refund if negative). Positive "owing" means estimated withholding is still below modelled year-end tax (possible balance due at filing).Enter totals from all slips for the tax year (every employer combined). This compares what you actually paid through payroll or instalments to this scenario’s modelled annual income tax, CPP or QPP, EI, and QPIP — a rough read for job changes that can over-withhold EI, CPP, or tax.What you paid (optional)Federal income tax withheld (e.g. T4 box 22, total)$Provincial / territorial tax withheld (T4 / RL-1 totals)$Income tax instalments (federal + provincial combined)$CPP withheld — employee (e.g. T4 boxes 16–17 combined)$EI withheld (e.g. T4 box 18)$LineModelledYou paidPaid − modelledIncome tax (federal + provincial/terr.)CA$20,469.40——CPP (employee)CA$4,430.10——EI (employee)CA$1,077.48——Enter at least one withheld or instalment amount above to see an indicative surplus or shortfall for those items.Not tax advice. Your real balance depends on the full T1 or Revenu Québec return, every income source, RRSP/FHSA room, multiple employers, and exact CPP/EI/QPIP rules.BreakdownRead top to bottom: gross employment income, then each payroll deduction or tax line; green + refunds/credits applied in the federal total, sky = context only.Employment income (salary + bonus + RSU)+CA$100,000.00CPP (employee)First component to YMPE(CA$4,034.10)CPP2 (employee)Between YMPE and YAMPE(CA$396.00)EI (employee)Insurable: salary + bonus only(CA$1,077.48)Federal income tax (after abatement & credits)(CA$13,642.46)Ontario income tax (incl. surtax + health premium, after credits)(CA$6,826.94)Net (annual, all in)Included refund (est.): CA$2,326.84 — modelled year-end tax is less than est. tax withheld.+CA$74,023.02Estimates only, not tax advice. Brackets and credits are simplified; verify against CRA payroll tables, your TD1, and your T4 before filing.

※ 著作権に配慮し、引用は冒頭3段落までです。続きは元記事をご覧ください。